Last Updated On: 7 November 2026
J&K Bank ka intezaar khatm — aaj 7 November 2026 se Probationary Officer (PO) aur Banking Associate ke 1,397 posts ke liye online apply shuru ho gaya hai. Jammu & Kashmir Bank Ltd. ne J&K aur Ladakh ke liye chaar alag notifications release kiye hain, aur dono posts ke liye aakhiri tareekh 26 November 2026 hai. Graduate ho aur J&K ya Ladakh ka domicile rakhte ho, to ye tumhare liye saal ki sabse badi bank recruitment hai — exam IBPS conduct karega.
Ek confusion turant clear kar dein: kuch jagah 1,356 posts likha dikhega aur kuch jagah 1,397. Dono sahi hain — 1,356 posts sirf Jammu & Kashmir ke hain (323 PO + 1,033 Banking Associate), aur usme Ladakh ke 41 posts (20 PO + 21 Banking Associate) jod do to total 1,397 ho jata hai. Is article me poora hisaab, fee, salary, exam pattern aur apply karne ka tareeka — sab official notifications se liya gaya hai.
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Quick Summary
J&K Bank PO Banking Associate Recruitment 2026 me PO aur Banking Associate ke total 1,397 posts nikale hain — J&K ke liye 1,356 aur Ladakh ke liye 41. Online apply 7 November 2026 se shuru hai aur last date 26 November 2026 hai. Sirf J&K ya Ladakh ke domicile wale graduate candidates apply kar sakte hain, age limit 20 se 30 saal hai, aur exam IBPS lega.
Kaun Apply Kar Sakta Hai — Ek Nazar Me
| Post | Qualification | Age Limit | Experience / Skill | Fresher Chalega? |
|---|---|---|---|---|
| Probationary Officer (PO) | Kisi bhi subject me Graduation | 20–30 saal (1 Jan 2026 ko) | Koi experience nahi chahiye; computer/English basics kaam aayenge | Haan, bilkul |
| Banking Associate | Kisi bhi subject me Graduation | 20–30 saal (1 Jan 2026 ko) | Koi experience nahi chahiye; koi typing test nahi hai | Haan, bilkul |
Dono posts ke liye graduation 26 November 2026 (registration ki last date) tak poori honi chahiye. Domicile sabse sakht shart hai — J&K wale posts ke liye J&K ka domicile aur Ladakh wale posts ke liye Ladakh ka domicile chahiye, valid certificate ke saath. Apni exact age check karne ke liye Age Eligibility Checker use kar lo — ek saal ka farq bhi form reject kara sakta hai.
Important Dates aur Application Fee — Ek Saath
| Event | Date / Fee |
|---|---|
| Notification release (announcement) | 6 November 2026 |
| Online apply shuru | 7 November 2026 |
| Apply karne ki last date | 26 November 2026 |
| Fee payment ki last date | 26 November 2026 |
| Admit card / Exam date | Abhi announce nahi hui — alag se batayi jayegi |
| PO fee — SC / ST / SEBC / PwBD | Rs 1,000 + GST |
| PO fee — baaki sab candidates | Rs 1,200 + GST |
| Banking Associate fee — SC / ST / SEBC / PwBD / Ex-servicemen | Rs 600 + GST |
| Banking Associate fee — baaki sab candidates | Rs 800 + GST |
Fee sirf online pay hogi, 7 se 26 November ke beech. Fee non-refundable hai, aur bank transaction charges tumhe hi dene honge. Registration tabhi complete mani jayegi jab fee successfully pay ho jaye — form bharna kaafi nahi hai. Sirf 20 din ka window hai, isliye aakhiri din ka wait mat karo — 26 November ko server slow ho sakta hai.
Vacancy Details — Total 1,397 Posts
| Post | Jammu & Kashmir | Ladakh | Total |
|---|---|---|---|
| Probationary Officer (PO) | 323 | 20 | 343 |
| Banking Associate | 1,033 | 21 | 1,054 |
| Total | 1,356 | 41 | 1,397 |
Ye chaar alag notifications hain — har post aur har UT ki apni notification hai: PO (J&K) Notification No. JKB/HR/Rectt/2026-492, Banking Associate (J&K) 2026-493, PO (Ladakh) 2026-494 aur Banking Associate (Ladakh) 2026-495. Apne domicile wali notification se hi apply karna — J&K ka domicile wala Ladakh ki post ke liye apply nahi kar sakta, aur Ladakh wala J&K ki post ke liye nahi.
Category-wise posts ki ginti notifications me alag se nahi di gayi hai — sirf reservation percentage diye gaye hain. Isliye yahan koi andaze wali category table nahi di ja rahi. J&K me reservation S.O. 176 (15 March 2024) ke hisaab se hai: SC 8%, ST 20%, OBC 8%, ALC/IB 4%, RBA 10%, EWS 10%, PwBD 4% (horizontal) aur Ex-servicemen 6% (horizontal) — total milakar lagbhag 60% posts reserved category ke liye hain aur 40% open merit ke liye. Ladakh me ST ko 80%, SC ko 1%, SEBC-ALC ko 4% aur EWS ko 10% reservation hai.
Salary — Kitni Milegi aur In-Hand Kitna Banega
| Post | Starting Basic Pay | Pay Scale |
|---|---|---|
| Probationary Officer (PO) | Rs 48,480 / month | 48480–85920 (JMGS-I) |
| Banking Associate | Rs 24,050 / month | 24050–64480 |
Basic pay ke upar DA, HRA aur bank ke baaki allowances alag se milenge. Hamare estimate ke hisaab se (DA, HRA aur special allowance jodkar — ye ek imaandaar andaza hai, notification ka figure nahi): PO ki in-hand salary lagbhag Rs 70,000–75,000 per month aur Banking Associate ki lagbhag Rs 35,000–38,000 per month ban sakti hai. Exact rakam tumhari posting ki jagah aur us waqt ke DA slab par depend karegi. Apni salary ka exact hisaab lagane ke liye Salary Calculator par basic pay daal kar dekho.
PO ki probation 2 saal ki hai aur joining par Rs 2 lakh ka bond sign karna hoga (kam se kam 2 saal ki service ke liye). Banking Associate ki probation 6 mahine ki hai aur bond Rs 1 lakh ka hai (kam se kam 6 mahine ke liye). Dono posts par ek aur badi shart hai — pehle allotted zone me kam se kam 5 saal tak posting karni hogi, usse pehle kisi bhi wajah se transfer nahi milega. Ye baat samajh kar hi apply karo.
Eligibility — Detail Me (Domicile Rule Sabse Pehle)
Domicile: Sirf usi UT ke domicile wale apply kar sakte hain jiske posts ke liye notification hai. Sirf wahan rehna ya padhna kaafi nahi hai — competent authority ke dwara jaari valid domicile certificate chahiye, jo document verification ke waqt dikhana hoga. Category certificate bhi registration ki date par tumhare paas valid hona chahiye; baad me banwaya certificate nahi chalega, aur registration ke baad category change nahi hogi.
Age limit: 1 January 2026 ko age 20 se 30 saal ke beech honi chahiye — matlab janm 1 January 1996 se pehle ka nahi aur 1 January 2006 ke baad ka nahi (dono dates included). Chhoot: SC/ST ko 5 saal, J&K me OBC/ALC-IB/RBA ko 3 saal, Ladakh me SEBC-ALC ko 5 saal, aur PwBD ko 10 saal. EWS ko age me koi chhoot nahi hai. Ladakh PO wali notification me 2025 aur 2026 ki recruitment ke liye ek one-time 5 saal ki extra chhoot bhi hai (total age zyada se zyada 56 saal). Jin candidates ne J&K Bank me apprenticeship poori ki hai, unhe 1 saal ki extra age chhoot aur Banking Associate exam me 2.5% extra marks milenge.
Educational Qualification
Kisi bhi subject me graduation chahiye — stream ki koi bandish nahi hai. Graduation percentage form me 2 decimal tak bharni hai; CGPA ho to university ke formula se percentage me convert karna hoga. 59.99% ko 60% se kam mana jayega — rounding nahi hogi.
Selection Process aur Exam Pattern
Banking Associate: Sirf ek online exam (100 marks, 60 minute) — uske baad document verification. Isi exam ke marks se selection hoga.
PO: Teen stage — Prelims (qualifying, sirf shortlist ke liye), Mains (objective + descriptive) aur Interview (100 marks). Prelims se har category me posts ke 10 guna candidates Mains ke liye shortlist honge; Mains se 3 guna candidates Interview ke liye bulaye jayenge. Final merit Mains 80% + Interview 20% se banegi. Prelims aur Mains me minimum qualifying marks General ke liye 40% aur reserved category ke liye 35% hain.
Banking Associate / PO Prelims Exam Pattern (100 marks, 60 minute)
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 minute |
| Quantitative Aptitude | 35 | 30 | 20 minute |
| Reasoning Ability | 35 | 40 | 20 minute |
| Total | 100 | 100 | 60 minute |
Dhyan do: purani taiyaari wali sites par is pattern ke marks alag (35-35-30) dikh sakte hain, lekin 2026 ki official notification me Quantitative Aptitude 30 marks aur Reasoning 40 marks hai — wahi is article me use hua hai.
PO Mains Exam Pattern (Objective 200 marks + Descriptive 25 marks)
| Section | Questions | Marks | Time |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 minute |
| General / Economy / Banking Awareness, Digital aur Financial Awareness (RBI circulars samet) | 50 | 60 | 35 minute |
| English Language | 40 | 20 | 35 minute |
| Data Analysis & Interpretation | 40 | 60 | 45 minute |
| Objective Total | 170 | 200 | 160 minute |
| Descriptive Paper (Essay aur Comprehension) | 2 | 25 | 30 minute |
| Total | 172 | 225 | 190 minute |
Har galat jawab par 0.25 marks ki negative marking hogi; khaali chhode gaye sawaal par koi penalty nahi hai. Alag-alag shifts me exam ho to scores ko equi-percentile method se normalise kiya jayega.
How to Apply — Step by Step
- jkb.bank.in kholo aur homepage par Careers tab par jao.
- Apni post aur apne domicile ke hisaab se sahi notification chuno — chaar alag links hain (PO/Banking Associate × J&K/Ladakh).
- Notification wale page se IBPS registration link par click karke register karo (mobile number aur email se).
- Form me personal details, category, domicile aur graduation ki details bharo — graduation percentage 2 decimal tak sahi likhna.
- Photo, signature, left thumb impression aur handwritten declaration prescribed format me upload karo.
- Online fee pay karo (7–26 November 2026) — Debit/Credit Card, Internet Banking, IMPS ya Mobile Wallet se.
- Form submit karo aur confirmation page ka printout sambhaal kar rakho.
Documents Jo Chahiye Honge
- Domicile certificate (competent authority ke dwara jaari)
- Graduation ki marksheet / degree certificate
- Photo, signature, left thumb impression aur handwritten declaration (prescribed format me)
- Category certificate — registration ki date par valid hona chahiye (EWS certificate FY 2026-27 ke liye valid ho)
- PwBD certificate / UDID card (agar applicable ho)
- Character aur antecedents ki self-declaration (prescribed format me)
- J&K Bank apprenticeship complete karne wale candidates ke liye apprenticeship certificate (extra benefit ke liye)
Scribe ki facility Govt. of India ke rules ke hisaab se milegi — scribe tumhe khud arrange karna hoga, uski qualification tumse ek level neeche honi chahiye, aur eligible candidates ko har ghante par 20 minute ka extra time milega.
Important Links
| Link | Details |
|---|---|
| Download PO Notification (J&K) PDF | 323 posts, Notification No. JKB/HR/Rectt/2026-492 |
| Download Banking Associate Notification (J&K) PDF | 1,033 posts, Notification No. JKB/HR/Rectt/2026-493 |
| Download PO Notification (Ladakh) PDF | 20 posts, Notification No. JKB/HR/Rectt/2026-494 |
| Download Banking Associate Notification (Ladakh) PDF | 21 posts, Notification No. JKB/HR/Rectt/2026-495 |
| Apply Online | Direct IBPS registration link (PO aur Banking Associate) — 7–26 Nov 2026; jkb.bank.in ke Careers tab se bhi khulta hai |
| Official Website | jkb.bank.in — Careers tab |
| Latest Jobs | Ranchi Portal par nayi recruitments dekho |
Note: Apply Online ka direct link upar diya gaya hai — ye IBPS registration page hai jo jkb.bank.in ke Careers tab se khulta hai. Apni post aur domicile ke hisaab se sahi notification chuno, phir usi registration page se apply karo.
Aage Kya Hoga — Timeline
7 Nov 2026: Online apply shuru → 26 Nov 2026: Apply aur fee ki last date → Expected (date announce honi baaki): Admit card jaari → Expected: IBPS online exam (Banking Associate) aur PO Prelims → Expected: PO Mains + Interview → Expected: Final result aur provisional selection. Exam aur admit card ki dates abhi announce nahi hui hain — bank ki website ke Careers tab par nazar rakho, is page ko update kiya jayega.
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FAQs — J&K Bank Recruitment 2026
J&K Bank me total kitne posts hain — 1,397 ya 1,356?
Total 1,397 posts hain — 343 PO aur 1,054 Banking Associate. 1,356 sirf Jammu & Kashmir ke posts hain (323 PO + 1,033 Banking Associate); usme Ladakh ke 41 posts (20 PO + 21 Banking Associate) jodne par 1,397 hota hai. Kashmir ki local khabron me sirf J&K wala hissa chhapa tha, isliye 1,356 figure dikhi.
Apply karne ki last date kab hai?
26 November 2026 — apply aur fee payment dono ki aakhiri tareekh wahi hai. Online apply 7 November 2026 se shuru hua hai.
Kya sirf J&K aur Ladakh ke domicile wale hi apply kar sakte hain?
Haan. J&K wale posts ke liye sirf J&K ke domicile aur Ladakh wale posts ke liye sirf Ladakh ke domicile wale eligible hain. Valid domicile certificate chahiye — sirf wahan rehna ya padhna kaafi nahi hai. Baaki states ke candidates apply nahi kar sakte.
Age limit kya hai aur chhoot kisko milegi?
1 January 2026 ko age 20 se 30 saal ke beech honi chahiye (janm 1 Jan 1996 se 1 Jan 2006 ke beech). SC/ST ko 5 saal, J&K me OBC/ALC-IB/RBA ko 3 saal, Ladakh me SEBC-ALC ko 5 saal aur PwBD ko 10 saal ki chhoot hai. Ladakh PO me 2025–26 ke liye ek one-time 5 saal ki extra chhoot bhi hai.
Application fee kitni hai?
PO ke liye SC/ST/SEBC/PwBD candidates ko Rs 1,000 + GST aur baaki sab ko Rs 1,200 + GST. Banking Associate ke liye SC/ST/SEBC/PwBD/Ex-servicemen ko Rs 600 + GST aur baaki sab ko Rs 800 + GST. Fee non-refundable hai.
Salary kitni milegi?
PO ki starting basic pay Rs 48,480 per month (JMGS-I, scale 48480–85920) aur Banking Associate ki Rs 24,050 per month (scale 24050–64480) hai. DA, HRA aur allowances jodkar PO ki in-hand salary lagbhag Rs 70,000–75,000 aur Banking Associate ki lagbhag Rs 35,000–38,000 per month ban sakti hai — ye estimate hai, exact rakam posting aur DA slab par depend karegi.
Exam kab hoga aur selection kaise hoga?
Exam ki dates abhi announce nahi hui hain — admit card aur exam schedule bank ki website par alag se bataye jayenge. Banking Associate ka selection ek online exam (100 marks, 60 minute) se hoga. PO ka selection Prelims, phir Mains (200 objective + 25 descriptive marks) aur phir Interview (100 marks) se hoga; final merit Mains 80% + Interview 20% se banegi. Dono ke exams IBPS conduct karega.
Conclusion
J&K Bank PO Banking Associate Recruitment 2026 J&K aur Ladakh ke graduates ke liye saal ka sabse bada mauka hai — 1,397 regular posts, achhi salary, aur dono posts ke liye freshers eligible hain. Lekin do baatein dhyan me rakho: pehli, domicile ki shart bahut sakht hai — galat UT ki notification se apply karoge to form reject ho jayega; doosri, 5 saal ki zonal posting aur bond ki shart ko samajh kar hi apply karo. 26 November se pehle form bhar do, documents ready rakho, aur exam ki taiyaari abhi se shuru kar do — pattern upar diya hai, usi hisaab se padho.
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